@Nick KeeseeThe common wisdom that you should have liability insurance to cover your net worth comes from the fact that claims tend to expand based on the depth of your pockets.

@Jimmy Klein This was a very common arrangement back in the 80's were home owners that had 50k to put down but could not qualify would be matched up with credit worthy investors. they would buy a SFR as owner occ. then have an agreement to sell in 3 to 5 years and with rampant appreciation that the BAy area experienced it was a great deal for all.

@Dylan Tanner - you can structure deals in limitless ways but a very common way is to give a preferred return plus equity in the deal based on percent ownership.

Its what you negotiate and what is fair for both sides.However it is common to give a Pref return to the money..

I can definitely appreciate the remembering text but not where you found it 5 years ago so no problem there.Matt, the issue of counting income from government sources should be common knowledge, it's been around since the late 80s early 90s check in the Equal Credit Opportunity Act and Fair Housing, which is under HUD's oversight.

.* Target returnsiFunding feels the range of target returns is in-line with common expectations for equity real estate investments and similar properties. iFunding’s preferred equity terms – the first tranche of profits distributed solely to investors – also fall within a narrow range that’s typical for many similar real estate deals.

The 2% rule though is less common because fewer and fewer properties all over are hitting that 'guideline'.

I've never worked with hard money and wanted to know if this is common.

In terms of note investing, its very common in self-directed retirement accounts.Adam

Turnover, plumbing issues worse for basement units, hard to rent without laundry, common indoor hallways, etc...