HelloI am going through a refinance, I hear a lot about skipping mortgage payments in the context of a refinance but I do understand too many slices doesn’t make a pizza large, at the same time I just want to make sure I am not leaving any money on the table, so I just wanted to know if having my closing date on particular days will put me on a slightly advantageous position.Appreciate your inputs.Thanks

we may go full circle here and have to just bring in personal checks..but i watch closing back east and those guys sit around a table while the closing attorney cuts personal checks out of his trust account..

If you have a high water table, that could also be a limitation.  

In my success, I've learned to come to the table with a list of criteria. 

Now, since I moved up, they are bringing up things like the microwave door is not closing all the way (it a 20 + year old microwave), the oven range is sparking, but not lighting, a door has a ding and a table was left, which I disclosed during the walk through and they both said no problem.

Wholesaling is not a business where a ton of experienced wholesalers are looking to share because these days everyone thinks they can wholesale so if you were going to have someone do that for you, what can you bring to the table to make it worth their while to do that for you?

I brought about 5k to the table to close and will contribute about 15k in renovation costs as well.

I brought about 5k to the table to close and will contribute about 15k in renovation costs as well.

Pulling out from the latest FHFA house price data, I compiled a table to show Each US State Housing Appreciation Rate (earliest data from 1975)  : State   1975Q1~  2020Q3 1975Q1~   1980Q1 1980Q1~  1990Q1 1990Q1~  2000Q1 2000Q1~  2010Q1 2010Q1 ~   2020Q3 2007Q1~ 2020Q3 2012Q1~  2020Q3 DC 1927 115 91 22 135 70 49 63 CA 1555 139 127 14 56 68 8 81 WA 1426 116 64 64 55 68 43 86 MA 1167 46 214 28 51 40 22 43 OR 1109 96 20 104 52 62 36 80 CO 1031 83 27 104 31 80 70 86 ME 1010 83 144 14 65 31 19 35 RI 902 61 165 5 70 30 3 39 UT 892 81 16 102 36 68 48 79 NY 847 27 186 17 70 29 15 33 NH 821 71 127 12 55 35 14 41 HI 795 36 118 5 95 44 20 46 MT 792 74 15 82 69 43 39 46 NJ 780 56 144 14 73 15 -2 23 MD 716 61 101 17 78 18 -5 25 NV 707 89 41 35 17 89 3 130 MN 682 79 39 61 37 39 16 48 AZ 679 67 33 49 36 70 9 97 USA 677 66 65 39 41 42 22 50 FL 663 51 53 31 49 68 5 89 VA 619 42 89 21 75 25 7 29 ID 614 46 17 64 45 73 46 93 WY 599 101 -11 70 77 30 29 31 CT 591 60 157 1 55 5 -8 10 VT 575 29 115 16 76 18 14 19 PA 563 41 95 19 59 25 19 29 TX 548 80 15 36 39 62 66 64 DE 547 28 127 15 68 14 1 23 NC 542 51 60 44 34 35 29 42 NM 537 75 32 50 52 19 11 29 TN 528 47 47 45 33 48 43 53 WI 525 61 33 70 32 28 18 33 MI 514 66 45 74 -5 54 19 62 SD 500 44 20 64 46 44 48 42 KY 488 56 42 52 30 32 30 33 LA 485 93 1 57 50 25 25 26 SC 473 32 60 44 38 34 27 42 ND 467 47 11 42 58 52 62 42 NE 461 56 23 60 24 45 42 43 AK 459 59 0 74 62 24 22 22 GA 451 34 60 42 24 42 25 62 MO 451 52 46 41 33 30 21 35 IL 446 50 66 45 31 14 -2 22 IA 436 69 15 60 31 29 29 28 OK 408 92 0 43 40 31 34 31 KS 408 61 19 49 30 34 32 36 IN 403 51 38 48 17 37 31 39 OH 400 53 41 52 12 33 22 39 WV 399 102 1 45 38 20 16 22 AL 388 37 45 43 38 23 20 28 AR 362 50 28 40 36 25 20 26 MS 287 32 26 42 35 18 13 22 All-Transactions Indexes (Estimated using Sales Prices and Appraisal Data), Not Seasonally Adjusted.Data from:     https://www.fhfa.gov/DataTools...

How long does a Hard Money lender offer sit on the table?