They outsource as much as possible to reduce overhead and risk.

Or do both, which I call the hybrid approach, be active w/some of you funds and passive w/other funds....you can then decide later like I did where you want to do more of....I'm gradually reducing my exposure to SFR and small MF because I want less headaches and I see more upside w/large MF apartments because of concepts like scale (300 units vs 1 SFR) and forced appreciation, essentially commercial property is valued based on NOI not comps as much (as SFR and duplex/fourplexes)...hence, if I can improve the NOI on a property I can exponentially create more value.  

Has anyone ever had any luck getting a large water and / or sewer bill from Cleveland Water or NEORSD reduced?

I suppose not having monthly payments does reduce stress.

I initially listed it at $147k, but after 2 ½ weeks of zero offers we decided to reduce to $141k and that’s when things really picked up.

I really don't see how this rule reduces the risk for the bank.

The original listing price from March 2016 was $39,520 and it has been reduced 5 times since then (which makes me nervous lol)I figured the Capex at 8% It should have been in there somewhere. 

Properties can also have some of their crawl spaces or basements filled in to reduce premiums. 

It will allow you direct access to the MLS and can reduce your closing expenses on properties that you buy/sell.  

I would say the down side is that having a loan will reduce your loan capacity so it would be detrimental from that perspective.