Okay, four examples from the past three months of homes/condos me or clients have purchased that are in zones where vacation rentals are legal:  Unit 1:  2 bed/1 bath purchased for $225k, currently finishing up construction to update and make it a 3/2 bath that will sleep 8-10 people. 

I will probably get some blowback on this, but being debt free and having a portfolio I can manage myself allows me to sleep very well at night.

Money doesn't sleep, which makes it a great employee :).

3) How do you sleep at night?

Of course it's just like life to have my sinuses act up the day I post this, so I might be without a voice for a bit... but I'm headed to bed and hoping that a good sleep will help.Thanks again!

But I can tell you that most people I know who have done that, have lost sleep -- no place is 100% resilient.

Nobody sleeping next door over from you or down the hall.'

If you want to sleep on someone's sofa like it was when Airbnb started,  it's still cheaper than a hotel, LOL. 

I can make more by taking out loans against it and having more cash for more deals, but I like to sleep knowing that if everyone stops paying and I lose my job, MY personal residence isn't at jeopardy.  

The sleeping giant has awakened.