@Mark Nolan is there a podcast in particular you'd recommend if I'm looking to learn more about buying Subject To the existing mortgage?

since subject to deals are available through a clause in the hud 1 form.

I've never utilized "subject to" financing, but I do understand it in concept.

Since texting isn't likely a required method of communication outlined in the lease, I'd just block his texts at this point.Its definitely time for an attorney, and I'd recommend using someone who is a heavy-hitter as a landlord advocate so that any silly half-baked attorney this guy hires will get the idea that you mean business and know what they are up against.

You too may agree and even think that it is so obvious that it doesn't need to be stated, but common sense is not so common, especially among newbies ... we've seen what taking the "leverage is always good" argument to the extreme can do in markets ... my favorite quote on the subject is from Warren Buffet: "When you combine ignorance and leverage, you get some pretty interesting results."

Always do the math analysis and try to look at the prospective properties or at least have a clause in the sales contract that allows you the time needed (10 to 15 days) to make a detailed inspection by you or somebody else of the subject property and possibly back out of the deal without a penalty that will hurt you too much and hurts you.  

@Maria McCreless totally off subject but when I went to FSU in the 70s, a treat for us was to drive down to Sopchoppy to a seafood restaurant.

Find similar square footage homes, similar land size, and same bed / bath count no more than a mile from your subject property.

This company was posted in another post on the same subject: http://www.clarityreturns.com/financing/.

I want to make sure I do everything legally, so it does not come back to haunt me later.Again, I'm still waiting to hear back from the agent as far as HOA and terms of the association, also need to see condition of unit, which I plan on adding a "subject to inspection" in the offer if I make one.