The whole concept behind leverage is to increase your ROI. 

Not uncommon in low income households.  

In my experience it yields better results as people know what concepts to talk about.Best wishes!

Your guests are well informed and are able to explain fundamental concepts so newbies can easily grasp them.

This way you have proof of concept and can present your first deal to future investors as experience.

Not sure where you got that from.next time you tag me please have a better concept of the point I was making.

So, just so I understand (because I'm still trying to totally grasp the concept):  I'll plunk down all cash at first and then refinance w/ a lender to get a mortgage on the place--so that way, I'll get the money back that I paid initially (or most of it), and afterwards only have to pay the monthly mortgage, correct?  

Assuming that all household expense are about $60,000, then $500,000 in real estate, returning 12% annually would do it

Have one fill out your application and provide total income for the household.

As a newbie, adding another layer of problem-solving to my pursuit in light of all the other concepts I'm trying to work through (rehab, landlording, financing, etc.) doesn't do much for my confidence.