There is a good chance that they are.

@Asury Johnson - good questions...I’m walking through the house tomorrow to assess condition - last summer I saw him paint the exterior, install a new roof and AC, and made some interior improvements, too.

There's a less likey chance I could be stationed at FL(Hulburt), NC(Fort Bragg), or NM(Canon).

Chances are your end buyers will learn about the fire and that will make them very nervous.

(Mostly car loans, 3 year terms left, and a 4 year home improvement loan).

They prefer valuation focused on the lot income, and any hard improvements, amenities, etc.  

If I make some improvements I could get $400 per month above mortgage and after I back out vacancy, management, and Cap-ex would it end up being worth keeping?

I like the process of finding a fixer upper and making it a nice house.Considered rental investments but right now to me and my wife - fixing and improving homes seems more exciting than managing a rental.

Charles I may be able to help you with your credit line needs, pls give me a call when you get the chance

I can offer 30 yr loans at competitive rates, please contact me when you get a chance