Plus, there is a pretty good chance that a smaller complex is owned by individuals who might finance the complex for you. 

friends and family are who you start with when your credit is bad and you have debt..

Hey BP community, Do you guys have any suggestions for a wholesaler friendly title company in Sacramento? 

I'm currently searching for an Investor friendly attorney that is familiar with the wholesaling process in our state.

Start making friends with people that get multifamily listings or have access to distressed multifamily owners.3.

I also say you need to look at the reports you have that will tell you if each individual property is in the black and which ones are in the red. 

Knowledgeable guys and definitely investor friendly.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bpThe second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

As we've both had student loans, 2 kids, and for me some job instability, we would need to borrow from family/friends to get to 10%. 

@Eric Haug if you have a close friend you trust from Asia or the Mid East area, you can get 24K gold for much cheaper than what you’d pay in USA.