:wink: Katie, It was a joke.

(renting in Auburn, AL was way more expensive than paying for a mortgage in 2020) We are that online joke of our first home is looking like our forever home due to the interest rate and the price point of the home.

You can have both accounts for a period of time until you move everything over, then you can close your Wells Fargo accounts.Frankly, Wells Fargo has been a frustration... they won't allow mobile deposit over $2,500 and you can't send a wire transfer online for over $10K -  they make you go to the branch (what a joke!!!). 

And back to that phrase silence is golden,for the past weeks I have been confronted with a few circumstances that I know I can't share with too many people.

A number that spells out some word or phrase usually.

Not even as a joke.

There are so many ways to do this: you can start with a joke, a question or a comment that you think they might agree with:JOKE: “And we do this why?”

I would be careful in CA as financial elder abuse is not treated like the joke it is in a lot of the midwestern states.

The phrase refers to prospective buys who are just having a look without being ready to commit.  

@Kevin Goodwin "all joking aside, I have a closing today"Good at least you're out there!