Assuming the maturity ties in with your refinance; I have a few connections in the hard money space that may be able to assist. 

I initially worked with an architect to get plans to submit to the city, but quickly changed those up and designed much of the space myself.

HML has its space in the lending world.

Your attorney should file a claim against the HOA and let the HOA determine the causeIf it’s common area it’s HOA issue but since it’s upstairs neighbor it’s the HOA to go after them since typically the structure and space between units is considered common area.

Tons of development going on so there is plenty of opportunity especially in the new construction space.

Something like 1500 sq ft but with a lot of outdoor living space (semi enclosed).   

Most lenders do not have a prepayment penalty on ARMs, but that would be something to find out upfront because that could be expensive if they do.ARMs are a solid way to buy properties and are much more popular in the JUMBO space because of large loan amounts. 

It was a good learning to winterize, especially when storms are coming, and in forgotten attic and crawl space areas.Anyhow, we offered our tenants a hotel and told them which one we would put them up in, and gave them the option to opt in at any time, but they decided to stay put and go to friends and relatives for showers and such. 

Most lenders I use will require 2 credit scores at minimum, especially in the NonQM space. 

Who are you letting down by not creating space and therefore not performing at your highest level?