On the house I am house hacking my interest rate is super low so I will let the property appreciate and let the loan get paid down by tenants.

Is cash out refinance interest rate will be higher than refinance ?

I like having free and clear properties, but I did it in reverse of your scenario because my primary loan rate is fixed at 3.375%. 

Hi guys , I found a good deal in Reading PA5 units multi family with a 12% cap rate after loan, I'm sure there is have something bad if the seller offer this kind.Whst you guys thinking about the area?

If you didn't want to go the individual route you can get a portfolio loan however expect rates to come in around 6% sometimes as high as 8% depending on the situation 

I could try it with a lower interest rate; I just heard on the radio that rates were about 6%.

Get a quote from 3 commercial lenders and compare not just the rates and points, but also the terms.2. 

Hard money lenders are typically companies/seasoned lenders who do mass quantities with steeper rates and lend to strangers.

It can't be as simple as using 15.9% as a compounding interest rate over 5 years, can it?

It's clear that the Feds relentless drive towards higher interest rates are not having any effect on demand on Massachusetts market.