This is just one company in the entire State, which offers loan modification services for consumers.

Amber,Your whole post is irrelevant because you are saying THE SELLER is telling you what the bank said.If you believe the seller is relaying all correct info from the lender you are headed for a disaster.Get the ATR (authorization to release info form) signed by the seller and give ALL LIEN HOLDERS on title a copy.Now you have the ability to talk to the lender or servicer directly and get 100% of the information you need.

I know that once the seller signs the addendum, they send it to the servicer (BofA).

I believe that the vinyl plank will prove more durable in service than the laminates, so that might be a deciding factor.

I also require copies of their ID (I prefer an electronic copy in case it needs to be sent someplace quickly, via email).Since they have been homeowners, I would require them to complete an "authorization to release loan information" form, so that you can get the payment history on their mortgage from the lender / servicer.

In order to receive/access DETAILED/COMPLETE credit report info (as opposed to just getting a recommendation on whether or not to rent to a potential tenant) from ANY tenant screening service, you must have an onsite inspection by a designated third party and pay an inspection fee.

I offer this service but am very picky on who I work with.

I keep seeing BPMysmartmove service but I want to find one that will also does eviction reports.

When the meter is in the house then most of the time the responsibility is up to the curb stop.The only 2 issues that I can think of for you going past the curb stop would be a size upgrade or new service.

In June 2008 I will be retiring after 21 years of service and moving to my homestate of Alabama.