My co-op is fine with a HELOC as long as I am at 75% LTV so I am fine from that standpoint.

@Sandi Spier, assuming the zoning is fine, you do the same checks, but you'll also want to: See the business' tax returns and P&L to prove that they're making enough to pay rent. 

Ok, that’s fine, we didn’t either on our last deal. 2) Do you have family or a retirement account that you might be able to partner with or convert to self-directed IRA?

Yes its not a nice city, but crime is fine, and rent is still high for low purchase prices.

With that said Ive been eyeing Worcester as a potential candidate city to get a multi family in, but I also would be fine to just take my proceeds, buy vtsax and get 6% growth without doing a thing. 

@Casey Rondinella if you could wholesale it to an off market buyer pretty confidently, I would say those margins are just fine.

No,Just worship me and you will be fine!

@Kyle Kadish is right, Exeter 1031 is one of those nationwide QIs like us who  happens to be down the road from you and does a fine job.

That's fine.

DuPage is fine with phones though.