Quote from @Ronak Jain: My name is Ronak Jain, and I’m excited to join this network of real estate investors and professionals.A little about me:I’m based in Texas (recently moved to Georgetown with my family).Professionally, I work in IT technology and bring experience in leadership and operations.I’ve recently been exploring real estate investing as a way to build long-term wealth and financial freedom for my family.What brings me here:I’m looking to learn from experienced investors, understand different strategies (short term rentals, single-family rentals, multifamily, or even passive syndication), and take my first steps with confidence.I value connecting with people who are open to sharing knowledge, collaborating, and growing together.What I can give back:I bring skills in technology, and I’m always happy to share ideas and support others.I believe in building long-term relationships built on trust and transparency.Looking forward to connecting, learning, and eventually contributing back to this amazing community!

Leveraging discounted NPLs this way really does free up capital to scale instead of getting locked into just one deal.

For investors using DSCR loans, what drives your decision more — locking the lowest possible rate, or pushing leverage to free up cash for more deals?

Some of the richest people in the world — Elon Musk, Michael Dell and Tito Beveridge, for example — have invested their money in the outskirts of Austin in recent years. You can add Oracle Corp. founder Larry Ellison,...

Hi BP community,As investors, we all know leverage can multiply returns—but it also adds risk if not managed properly.

Your approach of leveraging construction experience for fix and flips sounds really strategic.If you see value in adding technology to your real estate ventures, I’d be happy to chat!

Full-Appraisal Loan (75% LTV) – When Leverage WinsExample:You’re buying a stabilized rental with plenty of time before closing—no bidding war, no motivated seller.Purchase Price: $200KLoan at 75% LTV = $150K (you bring $50K cash)Appraisal risk is low because comps are solid, and you want to keep more cash for the next deal.This works best when:You want to maximize leverage and recycle cash quickly.Timing isn’t as critical as long-term financing terms.My Opinion:Speed wins when the deal is time-sensitive or ultra-competitive.Leverage wins when the market is stable, the appraisal risk is low, and you want to stretch your capital further.

I’ve seen some lenders offering higher leverage lately—sometimes covering both purchase and rehab costs for flips.

There is much more technology today, and the advent of AI has definitely eased some pain points.  

There is much more technology today, and the advent of AI has definitely eased some pain points.