On finding help, I’d  keep an eye out for the CPAs active in Biggerpockets with proven real estate experience, or search for phrases like “short-term rental CPA,” “Airbnb tax CPA,” or “real estate investor CPA”and then filter by folks who talk specifically about STR material participation and cost seg in their content. 

An earlier engineering report I saw even used the scary phrase "structurally significant settlement."

You might want to rework your listing headline and description to highlight phrases like “future development corridor,” “R10 zoning — RV park/campground potential,” or “income-producing transitional property.”

Publishing criteria (like “3x rent income” or “650+ credit”) is fine, but it can open you up to unnecessary back-and-forth or legal gray areas if phrased wrong.Best practice:Keep your criteria written down internally (income, credit, rental history, etc.).Apply those same standards to every applicant and keep a record of your process.When someone inquires, you can share your criteria in writing or over email so everyone gets the same info — that’s what shows consistency.If you want, I can share a quick example of a fair housing–friendly screening checklist I use with my clients, just message me and I’ll send it over.

>A penny saved is a penny earnedThat is the phrase but in reality a penny saved is worth more than a penny earned.  

Red flags based on the letter -1) "swift approval"2) "kindly"3) Terms and conditions are not things a legit lender would phrase. 4) The font is really weird on it.

And anytime I hear the phrase "crushing it" an alarm goes off in my head, like "don't trust this person!"

Yep I echo a per property reserve. 3-6 months or whatever makes you sleep well at night is my oft repeated phrase. 

In fact, borrowing is the primary way that wealth is created.And a cornerstone of a modern, developed economy is the ability to borrow.Famed investor, Ray Dalio, has a great way to phrase this idea: “Credit is the most important part of the economy, and probably the least understood…one man’s liabilities are another man’s assets.”Let me paraphrase Dalio here to further explain wealth creation.Just as buyers and sellers transact in a marketplace, so do lenders and borrowers. 

.: Quote from @Nate Marshall: Quote from @Brian Vallario: "Those who can't do, teach" is a dumb and misquoted phrase, but if the teacher is selling classes via instagram, I would seriously ask myself why.