In our case, renovation costs are averaging between $12 and $17 per square foot.

Average time on market rose to 59.7 days with a median of 56 days.

We'll from a lenders perspective, direct and coorispondant broker here, I know general the industry average is 2 points.

The median sales prices are $550k, which is $100k over the national average.

.% for devaluation (aka inflation) it's now $28.21And at 3.75%, the actual average inflation rate over last 50 years....

- Going to guess that the payment difference wasn't enough to spur interest.Also going to guess a decent amount of people will use the 50-year mortgage and justify it by looking at what they may gain via appreciation versus renting and getting nothing.More investors may be more attracted to this product than average owner-occupants. - It will improve cashflow, similar to an interest-only (for first 3-5 years) mortgage. 

For context, the average new single-family home in the U.S. sold for $534,100 in August 2025.Here are the criteria I’d use.1.

People are a product of their environment.

Flippers simply solve a problem the average buyer can’t afford to solve themselves.So no, it’s not unethical.

Do you keep a flat basis point payout across both products, or scale it depending on the loan type?