It essentially gave us a blank slate to work with as it eliminated all foreign marketing companies from texting because you need an American LLC to become compliant.

They’ll keep you compliant, sure, but they usually won’t proactively suggest strategies that save you money long-term.When I switched to someone who really understood real estate, it was a game-changer, stuff like cost segregation, entity structuring, and knowing how to use depreciation the right way.

That way, you stay compliant and avoid fair housing problems.

When it comes to pulling credit and background checks, TransUnion SmartMove is a solid option for independent landlords—it’s easy to use, FCRA-compliant, and the applicant pays the fee directly.

Investors will want to see a simple package with pro forma, comps, timeline, and exit plan.On Kauai specifically, highlight how you’ll stay compliant with rental laws—long-term and mid-term strategies give confidence.

Some people shift to mid-term rentals (30+ days) to stay compliant, others just avoid those markets altogether.

They can help you set up bookkeeping correctly, make sure expenses are tracked the right way, and keep you compliant on taxes.

It’s a strong strategy but also full of pitfalls, so you need your CPA’s guidance on what hours count toward participation and how to stay compliant, especially in case of an audit.

I recommend you have an in-depth discussion with your lender before executing on this plan to make sure you do so in a compliant manner; otherwise, the DSCR lender will likely be able to determine you to be in technical default. 

Over time, this meant building referral networks, tracking foreclosure filings, and creating outreach strategies that were professional, respectful, and compliant with the law.Negotiations were rarely about “beating the other side.”