@Nate Edwards, It's called exactly what you termed - a consolidation exchange. 

When underwriting a property, assumptions related to its debt can have a significant impact on returns and valuations.

Quote from @Jimmy Rojas: Im a first time homebuyer, i been 1099 for 10yrs now, total monthly expenses $1500 , no debt, bring in $5k a month, experian credit score 745, looking to borrow no more than $200k maybe less, ideally $15k down payment , %6 or less interest,  monthly payments $1500 or less, what are my options and what route should i take. 

Find a job or two, get rid of those CC debts then save.

Marketing / Outreach• CallTools or ReadyMode for dialers• LaunchControl for SMS• MailChimp / Postalytics for simple mail dripThe biggest upgrade usually isn’t switching tools, it’s consolidating them so you aren’t juggling 10 dashboards.

Given your goal of building significant equity for a down payment, especially considering housing prices in your area, it's crucial to carefully evaluate the tax implications of each savings option, but you've come to the right place, as here at BiggerPockets, there are more than 20 CPAs who can help you.As with loan consolidation, REP status, and potential cost segregation in existing properties, the way you save for your initial investment can also have significant tax consequences.

Obviously at 67 your goal should be to limit debt/risk but you still own quite a but free and clear so it'll be OK.

There is a fixed amount of work and required attention for every property that doesn't decrease as you add more units, so aside from maybe some vendor consolidation and bulk supply discounts there isn't much in the way of Economies of Scale. 

Having an agent who keeps everyone on track, follows up consistently, and consolidates updates for the buyer makes the process much smoother and far less stressful

Everyone knows the BRRRR method - Buy, Rehab, Rent, Refinance, Repeat.It’s built on the idea that leverage lets you grow faster.That worked great when money was cheap and banks were eager.But in today’s market, the same leverage that once fueled growth can quietly eat away at returns.Here’s an alternative I’ve been studying - something I call the Reverse BRRRR.It keeps the real estate, the cash flow, and the repeatability… but removes the debt treadmill.Here’s the basic structure:Buy homes in livable condition at a discount.