I seen online gift funds can be used with after 10% of my own money.

This is why I have never invested in a real estate fund, nor would I ever give money to someone who is looking for a deal.I have friends that invested in a pre-funded deal. 

Hey Al,I think the best move is to fund through the 0% credit card first.

This is the exact reason why you never collect just one month rent as a security deposit.

You can also partner with others for funding.

Contractors: what’s your perspective on working with investors who use private or creative funding?

Gap funding is a big topic lately.

Hi @Kenneth Kirkland, When you buy a property, the assets transfer but money like security deposits or reserve funds doesn’t automatically.

If a lender takes 10 days to approve a draw or can’t fund on the timeline your contractor needs, you’re basically financing delays, interest, and change orders.My best results have come from working with lenders who:• approve draws in 24–48 hours• let you submit photos/videos instead of waiting for an inspector• understand ARV-based lending• and don’t nickel-and-dime every line itemA cheap lender who slows you down is more expensive than a slightly higher-rate lender who lets you move fast.

If you could give one piece of funding advice to someone doing their first flip, what would it be?