I often see confusion between “hard money” and “private money.”The key difference?

People ask me all the time:“Jeremy, if you had to start over in real estate investing today, what would you do differently?”

The other day I lost a deal for a DSCR loan at 6.99%, no pre-payment penalty, and no points. I thought it was hard to believe they were closing on this kind of loan, but it was indeed true! I spoke with the lender and...

There are definitely still supply/demand imbalances in quite a few Sunbelt markets at the moment, and the Huntsville area is no exception.Single-family and multifamily new deliveries peaked in Q2 2023, so there’s still a bunch of new inventory waiting to be absorbed—hence the negative rent growth and appreciation some folks are seeing right now.In my view, what’s interesting about places like Decatur and Meridianville is not where they are now, but where they’ll be in a decade.The Huntsville metro area is constrained by mountainous geography to the east (beginning with Monte Sano State Park and beyond), so the natural path of development and progress is west towards Wheeler Lake and north towards Meridianville and Hazel Green.If the Huntsville metro area continues to match the pace of demographic growth it’s seen since the 1990s, these suburbs could, in my humble opinion, look very different down the line. 

Perhaps the homes you're using for your own business model are different than the types of homes we're using and with that, perhaps the type of clients you have are different than the type of clients we have. so with this information, it makes sense that our answers/responses are different.

Different circumstances entirely.

When doing due diligence to create a healthy investment portfolio, every investor will do it differently because every investor has a different risk tolerance, comes from a different financial situation and has different financial goals.

Appreciate any insight from other lenders or fund owners who’ve tested different structures.

Hi @Xina Rim nice to meet you, Scaling out-of-state can be challenging, but having the right support makes a huge difference.

I suspect this company is different from Evolve Property Management.