7k for a 30sq roof seems super cheap.

Do you need funding for your roof replacement?

Demand is strong, vacancy is low, and it has that established neighborhood stickiness that tends to hold value even during slower markets.

After I established this, I’d like to try and get a cash app refinance on a home that I have inherited.

persevere roofing Howe Roofing Campbell precision roofing Roofolgy 

For now, I’ve opted for a SFH in an established majority owner occupied neighborhood, Thanks for the insight

We use Trailer roof paint on the tops.

Quote from @Sharon Bancroft: I need a loan for a roof.

In any case, the first step is to establish a goal. 

I have a contractor who gave me two options:1) Do the things listed above - which is under the budget I set for the reno as part of the due diligence process2) Do all the 'must-do' items, and also replace the roof (roof is 12-15 years old but passed inspection), vinyl siding, cover the existing hardwood flooring with LVP, and upgrade the kitchen - items that aren't absolutely necessary to do now, but would increase the appraisal and reduce maintenance costs in the future.