After a city examiner unexpectedly required a 3-hour rated floor assembly between the first and second floors due to the buildings wonky design, I asked whether this changed the standpipe requirement. 

First, examination of the borrower's personal credit is still required for underwriting and loan approval.

IRS would not conduct a title examination to learn that there is a part of the property with a different parcel number.

I usually put it into AirDNA and examine the comps (not the algo number), and then click the actual comps and check the calendars/pricing to support the AirDNA (premium) findings.

Remember 4 units with 4 tenants has virtually 4 times the maintenance/cap ex as a single unit due to 4 times as many kitchens, bathrooms, etc. in the absence of a local experienced LL examining your underwriting writing , you can use 50% expense/vacancy ratio which can provide a rough estimate of expenses/vacancy.  

Exhibit 4.4: Activity Log Business/Property:__________________ Year:____________ Complete the following by day:________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________Under penalties of perjury, I declare that I have examined the information contained on this worksheet, including attached worksheets and statements, and to the best of my knowledge and belief, it is true, correct and complete.__________________________________ ___________________ Signatures (both spouses, if married) DateReg. § 1.469-5T(f)(4) provides that reasonable means for proving hours may include a statement of services performed AND approximate hours based on appointment books, calendars, etc.

Examine your prepaid costs for insurance and any taxes.

For this list, the personal finance website examined 300 U.S. cities based on 17 metrics including each city's real estate market, housing affordability, and economic environment.The "large market" rankings included 68 U.S. cities with populations greater than 300,000 residents.Last year, Austin was the 12th best real estate market in America overall, and it was the third-best out of all large U.S. cities.

That's okay it is to be expected and I don't care but to be perceived as a huckster before examining what I can provide doesn't feel right.I became a broker because I didn't have to pass any hiring quotas, I didn't have to get the "ok" from a bank or corporation, I can generate my own business without anyone telling me "no you cant participate" or "no you cant do that". 

I gave it a few days as my client said he was busy traveling and was examining another quote from a different lender.