I have never been asked what I was going to do with the money I have extracted via the refinance. 

There may be some minor items we can extract out of it.  

Remember that heat pumps need a back up fuel when they are unable to extract adequate heat when outside temps drop too far.  

With tech-enabled platforms, turnaround time has been noticeably shorter.Consistency: Reports feel more standardized, which helps when multiple lenders are reviewing.Transparency: Having clearer timelines and updates reduces a lot of lender anxiety. real, or is it mostly marketing hype?

This strategy enables flexible, cost-effective financing tailored to the client's credit, timeline, and loan purpose needs 

I suspect my half bathroom added at least 5 times the value it would add in Akron    It may have cost me 50% more (virtually all in labor costs), but my return on that value add is in a different league than it would be in Akron (nothing against Akron - you can substitute any low cost market for Akron).In my experience there are 2 things required to extract your investment upon the refi 1) the rehab has to be extensive.  

However if I do a BRRRR I can achieve infinite return by extracting all of my investment.

This will enable you to gain knowledge, experience and contacts in the most efficient and effective way possible. 

Section 469(c)(7) provides an exception that allows qualifying taxpayers to treat rental real estate activities as nonpassive, enabling them to deduct losses against other types of income.

This thread is a bit old but the DIY/automated online options have evolved since, with some new players (including SegWize) entering the market...as well as some tech-enabled but still fully-engineered options like Segtax.I think the expansion of DIY options and the benefits of cost seg is great for investors of smaller properties, but I would highly suggest speaking with a tax advisor/CPA first to put together a plan and ensure you can actually use the additional depreciation first!