If you are interested in the borrower perspective, feel free to reach out and I am happy to assist.Additionally, you could post this to the WAREI Facebook group as there are many people there who could answer questions for you.John

Keep a close eye on the competition, and price your unit at or slightly below the other available units.Offering a 'free month' is ok.

If you are a lender, investor friendly agent, experienced real estate investor, or even a beginner like me, feel free to reply to this post or add me on LinkedIn, I'd love to have a chat. 

Obviously at 67 your goal should be to limit debt/risk but you still own quite a but free and clear so it'll be OK.

I'm usually very optimistic, but my scepticism is of the chats on this lender.

If you’re buying, selling, or just want to connect, feel free to shoot me a message — always happy to chat real estate!

No heavy rehabs.Use private money or short-term capital to acquire them.Structure that private money to be paid off within about 5 years - smaller loan, faster payback.Then sell the property on terms using seller financing with a 30-year note to a family who wants to own, not rent.The buyer makes fixed monthly payments for 30 years.After the private money is paid off in year five, the income continues for another 25 years - steady, predictable, and debt-free.In simple terms:You’re financing like a car loan but selling like a mortgage.The result is a portfolio of free-and-clear homes that still send monthly payments for decades, without renters, maintenance calls, or refinance risk.Why it works:Shorter debt horizon = faster path to financial freedom.Selling as-is means no rehab costs or turnovers.Owner-occupants take care of the property.Payments are consistent and long-term.It’s not about leverage.

It’s also important to understand that cost segregation is not “free money.”

Feel free to reach out with any questions I would love to chat with anybody about how the deals get structured, it's my passion !

I'd be happy to chat about that market and how we can help each other, and I'd love to be one of your first buyers as you build out your list and get things moving forward.When starting out, it can be good to have a few trustworthy buyers that you can bounce numbers off of to be sure you are contracting a property in the right price range and not leading the seller to a dead end.