. -- This happens in many homes around the country whether they are managed or not, whether they are for rent or not, whether they are for sale or not. 2) Damages: "I had to cover the rehab costs myself due to winter conditions and the risk of frozen pipes."

Another consideration is that Heloc lines can be converted, frozen, or cancelled, whereas a cashout refi is permanent. 

What Could Happen Over Time  • Account Lock/Frozen Access: Once TreasuryDirect is notified of the account holder’s death, the account will typically be locked until proper legal documentation (e.g., death certificate, Letters of Testamentary, etc.) is submitted. • Registration Type Matters: If the securities are held in a form with a named beneficiary (e.g., a Primary Owner with Secondary Owner or POD beneficiary), the transition process can be quicker. • Dormancy and Escheatment: If no action is taken and the account remains inactive, funds could eventually be turned over to the state as unclaimed property (timeframes vary by state). 3.

Protecting the Asset Pre-SaleVacant properties attract problems — theft, leaks, frozen pipes.

Your guests might want a frozen pizza or wings.

Investment will be frozen until a new equilibrium is established.

I had to cover the rehab costs myself due to winter conditions and the risk of frozen pipes.

Also the percentages are good but the dollars are what counts and a new roof, deck, subfloor, refer, AC unit, furnace, frozen pipes, infestation, broken water or sewer line, delinquent tenant, etc and it all goes sideways and you are upside down.Those homes are nice but older... 

This "maturity drag" now represents 75% of all CMBS delinquencies, revealing a market fundamentally broken in its price discovery mechanisms.Three forces are driving this paralysis: the remote work revolution has made office valuations a moving target with sparse transactions providing little benchmark clarity, macroeconomic uncertainty around Fed policy and tariffs has frozen stakeholders on both sides of deals, and even when consensus emerges, deal complexity and reputational risks create execution bottlenecks.The shift in credit metrics tells a deeper story.

AZ MLS listings are frozen and there are plenty of examples of new listings now under water from a 2022-2024 purchase price.