thanks for the helpSelling crypto or stocks = capital gains.

This is probably the best scenario of all because $250 K gain exclusion on your primary isn't very much, really. 

It’s normal to feel the weight of it, especially as the finish line approaches.

@Erik Estrada, that .25 example is wild — definitely an edge case, but great reminder that commercial leases can dramatically shift the real coverage, even if they don’t help with qualifying.In today’s market, creativity and compensating factors carry weight, but the underwrite still needs to make sense.

Outside of my professional pursues, I enjoy weight lifting, traveling, and trying new foods.

I’ve found that self-managing can be a great learning experience, especially for newer investors who want to understand the ins and outs of property management firsthand.That said, once you start scaling or move farther from your rentals, a good property manager can absolutely be worth their weight in gold.

.📘 Beige Book Gains Importance Amid Shutdown DelaysThe Fed’s Beige Book — which summarizes business and economic conditions across all 12 districts — showed mixed momentum.

I represent a lot of buyers and I do communicate the value of turnkey - its worth about $20/ft hard cost, and about 2 months of mortgage payments/opportunity cost and whatever you value dozens of hours of your own time.Strong rental history is good but I do not place a ton of weight on that. 

If your client signed it, it carries weight.

Your tenants help cover the mortgage so you can build equity without feeling the financial weight of a full rental right away.There are great loan programs for first-time buyers that keep your upfront cost low, and you can take advantage of rental write-offs while learning how to manage a property.Once you have that first deal working, you can scale.