If there is dog odor, there probably is dog hair in the ducts.

Is it the extension or the maturity penalty.

Had to use 4 different calculators, re-enter the same data each time, and manually compare results in a spreadsheet.My workflow:BiggerPockets calculator for conventionalFHA.com calculator for FHA loansRandom DSCR lender site for non-QMExcel to compare everything side-by-sideRip my hair out...I'm curious how everyone else handles this.

Quote from @Michael Gonzales: Cleveland Buyer default after extension — enforce EMD or keep waiting?

In Feb I purchased two stand alone duplexes - one in good shape and occupied, the other in need of extensive rehab ($150k or so).

It the project is more extensive - fire or structural damage, systems updating, cosmetic and more 3 months of work - I look for at least a 30% return on investment.  

Also you want to communicate (not necessarily in lease) a time period in advance of extension that they have to extend lease by or take their chances on loosing the unit.

Pair that with staggered capital: a primary hard/private bridge on each project with 12–18 month, interest-only terms, plus a written 60–90 day extension clause and a backup takeout (DSCR or conventional) ready once rehab is 100 percent, photos done, and rents or ARV supported.

If it’s close to expiring, the tenant will need to request an extension from their Housing Authority before you proceed.These small steps can help prevent delays, failed inspections, or unexpected out-of-pocket losses.

The gas extension wins only if service upgrades are prohibitive or your climate pushes heat pumps beyond efficient ranges.