Good afternoon, Seeking first hand reviews of these banks if possible. would like to avoid wasting time with bad banks.

Quote from @Simone Montague-Jackson: Afternoon, I currently live in Austin, and although I don't have any legal issues, I would like to find someone in the city or nearby who offers affordable help for landlords and real estate investors. 

If its a legal triplex and its non conforming , it sounds like you dont need a zoning variance , sounds like has been done .

Which utilities can I legally require the tenant to pay?

Some restrictions are pretty easy but they are still necessary or you'll get into legal trouble.

If you have long term tenants who pay on time and the property is hands off, you are giving that up.

Its the training part, but also a LOT of other steps: verify pay stubs, copy ID or drivers license, hand over keys, do property orientation (going over how to rest a GFCI, turn off water, change HVAC filter etc etc) and collect sedurity deposit and first month rent

The ALJ decision only forced TRA to modify their paperwork — it didn’t suddenly create a legal duty for you to participate.If you haven’t agreed to accept TRA, then you still haven’t accepted it.

There is a legal difference. if you mess that up, that will get you sued.Third, in the last couple of years, new restrictions have been added in certain states.

It can be a lower-risk way to get started.An STR is a business, and in areas like the SC Mtns, there may be creative ways to operate legally—like STR a yurt or ADU—depending on local ordinances.Partnerships come with trade-offs.