SFH's settlement periods are often influenced by financing whereas commercial transactions may have lengthier diligence periods and other factors that influence settlement periods. 

I’d recommend starting with business credit cards that only require a soft inquiry, so you don’t risk a denial from one bank that could influence the others.

TikTok influencers promote “rental packages” with doctored pay stubs, false employment letters, or fake Social Security numbers.

Cost of equity capital should be influenced accordingly. 

What influenced your decision?

Many hate on Chicago tenant friendly laws onlie but as long as you buy in a good side of town where there are good tenants these laws have 0 influence on the management and I would assume the same is true for other tenant friendly cities as long as you buy in the nice side of that city.

I have a grandson who aspires to make his fortune as an "influencer".

On the other end are sponsors who rely heavily on internet fame/social media influence or alternatively guru-driven co-GP models where newly educated "Syndicators" serve as capital raisers.

Those numbers are likely to influence the options available.You actually have two separate problems to solve.

Also, if your ARV comps are flips, understand that as someone who is new to this, you might not have as much experience in what the neighborhood expects—color palettes, fixtures, finishes—which also influences value.