I don't have any ADUs, however I would love to see the creativity in this competition. 

crap I just wrote a long response and the site went down so here is the crib notes.1. ton of competition for investor dollars so investors look for highest returns and work backwards.2. sophisticated investors look at returns as a function of risk.3. less experinced investor tend to be bigger risk takers.4. to raise money one needs verifiable back ground and a deal that is simple to describe.

The 6.7% can be refid for say $1,500 versus if you wait till rates go to 1% point lower, unit cost might rise $20,000 with more competition.  

But interestingly, a lot of people I talk to are still mixing in creative or alternative options — DSCR loans, private lenders, and joint ventures — to stay competitive in tight markets.It seems that even with rates improving, speed and flexibility are still huge advantages, especially for flips and mid-size rental projects.I’m curious — how are you all approaching financing in today’s market?

This might also influence some investors to diversify tenant types or consider mixed portfolios.

SFH's settlement periods are often influenced by financing whereas commercial transactions may have lengthier diligence periods and other factors that influence settlement periods. 

I have a grandson who aspires to make his fortune as an "influencer".

I’d recommend starting with business credit cards that only require a soft inquiry, so you don’t risk a denial from one bank that could influence the others.

TikTok influencers promote “rental packages” with doctored pay stubs, false employment letters, or fake Social Security numbers.

You never know just how many people in your sphere of influence share your interest in Real Estate investing.