This is such a stark difference to the many posts you read here from a person who is trying to flip one house and asking for advice on BP on why is my cost so high etc..As an agent, I can tell you there is a magic ingredient and that is amazing design. 

I don't know about "major" downturn but its definitely a slowing normal market.

When it comes to construction loans, I’ve noticed investors weighing short-term options vs. long-term permanent financing.
For those of you who’ve done new builds or heavy rehabs—what financing route did you take?

The US has been in process for some time now of the scale flipping from majority ownership too majority tenancy.

And while feedback is important, it creates a visible imbalance where the vocal minority can easily overshadow the silent majority who are satisfied but not actively sharing their positive experiences.It’s like being a referee in a sports game—when you do your job perfectly, no one notices.

I feel like there could be a major opportunity for people to capitalize on with people asking ChatGPT questions like "Where is the best place to live in XYZ" or "what type of house can I buy on X salary", or really just any question they may have about real estate. 

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

The majority HELOC's on investment properties, including the sponsor of this forum, sell their loan into securitization pools into the secondary market.

The majority of lenders I have spoken with are 75,000 minimums.