Their arguments were # 1  that a NON EXISTING ENTITY cannot bring a collection action and # 2 well over 20 years of time had gone by with no attempts to collect on the Debt owed to the Mortgage and Note holder.  

But if, by whatever course of action, I am not committed to taking the necessary action the goal will never nothing more than a goal. 

Offset that by learning and networking.

So now this is the “Morby Method”?

He always paid with late fee and usually by the 15th to around the 20th at the latest.

In jurisdictions with applicable short-term rental laws, government officials can use the City Portal to search for listings in their registration system and take action on listings they determine violate local regulations.”From:https://news.airbnb.com/new-city-portal-features-to-help-gov... 

First, you are almost certainly NOT personally liable, but the value of your property is significantly affected by the judgement. 

. -- Aspire to post action-oriented updates here as a way of (a) holding myself publicly accountable, (b) maybe sparking a few good convos, and (c) getting some good constructive feedback! 

Quote from @Barry Pittman: Sounds like you have a good plan of action! 

Do your research, ask questions, and be sure to take action.