We’re seeing a lot of applicants with credit scores below 550, some with falsified income, and others with outstanding landlord debt who refuse to resolve it.A few lead sources that have consistently worked wellfor our community include Zillow (most affordable), Apartments.com,and Facebook Marketplace.

I have actually bough most of my notes from less documented transactions and ended up getting more info to complete the file.

@Omar Saint Louis I’m an end buyer, but I have pretty specific buy box, mesa chandler Gilbert, SFH under 2k sqft, no pool, no solar, not 55+, max $300k purchase, must be at least $30k under FCV on tax record.

From my first few weeks getting up to speed, it's definitely become daunting trying to source solid deals in Denver. 

We have known people to take them and the owners never got permits so they had to remove alot of drywall for elecrical inspections etc.

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

Quote from @Chris Seveney: I source mine from the forum here on BP title Tax Liens & Mortgage Notes🤣🤣🤣 

I need to have it done by the end of the year and I am starting to stress! 

I am dealing with someone right now who is letting emotions take over and it never ends well when that occurs. 

.-  Fall stuff, seems like a never ending list of outdoor tasks for the season, mostly around pulling down a harvest and getting the beds ready for next year.