Definitely pick Wisconsin.

On the other hand, if the tenant is required to hire a local company for trash pick-up, this house has a long, fairly steep driveway.

I really enjoyed the process and realized that I have a natural ability to connect with people over the phone and break through some of the usual resistance that comes with cold calling. 

So i have picked a contractor but he wants the full amount of what the insurance gave me before the works start.

Recommend focusing on just one method of investing, until you do a few transactions.As your network and deal flow increase, you will naturally get exposed to more potential deals and each one will be a learning experience.

Just looking for some feedback on the deal given the current nature of the market.

Since you’re analytical by nature, lean into that by focusing on learning how to underwrite deals and identify markets with solid fundamentals.

Short answer:  it is baked into the business model.Long answer:It seems you may be overly concerned on the transitory nature of apartment renters versus single family renters. 

Quote from @Travis Timmons: If you are new and not local, please pick a different strategy.

As far as cost, check the natural gas vs electric charges in your area.