I’d start by reaching out to local portfolio lenders (credit unions are great for this) or a broker (me) who does investor loans – they usually have products designed exactly for this situation and do a 2nd position that'll allow you to tap into the equity without touching your 1st. 

Quote from @John Herlihy: Looking to refinance from an arm portfolio loan where I can lower my rate.

Would a new investor in the market be able to build a profitable portfolio here?

Quote from @Bradley Singer: Hi BiggerPockets community,My name is Bradley, and I’m focused on building out a real estate investment portfolio here in Florida.

Based inSan Diego, building a focused fourplex portfolio in Indianapolis.Investment Criteria:Target: 6-7 fourplexes by 2030Capital: $120K initial + $3Kmonthly contributionsStrategy: BRRRR with professionalteams (not doing work myself)Target neighborhoods: NearEastside, Martindale-Brightwood, Twin AirePurchase range: $180K-$220K with $50K-$65K renovation budgetsWhy Indianapolis: After analyzing 15+markets, Indianapolis offers the optimal combination of:Strong fundamentals (job growth,median income $71K)Abundant fourplex inventory atreasonable entry pointsLandlord-friendly regulationsSustainable cash flow with appreciation potentialSeeking Professional Relationships: 1.

Earlier this year, I partnered as a lender on a portfolio of rental properties in Evansville, IN.

If a house hack isn’t an option, look for a property, a duplex or triplex near a popular city or strong rental market, which can give you multiple streams of income, but even a single-family home in the right neighborhood is a great place to start.Connecting with a local real estate agent and a lender can help make sure you find a property that’s affordable, cash-flow positive, and a good fit for your goals.From day one, think about it from a tax perspective: which type of rental works best with your income, what deductions and strategies you can use, and how you can maximize savings to reinvest and grow your portfolio over time.

HelloMy name is Dondi Sanchez, its been a long time since I've posted something. this is more of a question. My wife and I have been more of buy and hold investors. We won SFH, Multi family, commercial and short term ...

Quote from @Kelly Schroeder: Many landlords I talk to are tapping into existing equity to purchase new rentals or rehab older ones.Have you tried refinancing or portfolio loans to scale?

I earned my real estate license in 2019, just before the pandemic, and that experience fueled my passion for real estate and long-term wealth building.I’m now focused on growing my investment portfolio, exploring multifamily opportunities, and learning creative financing strategies.