Expect the unexpected and give it a number.

Rates can Vary.Here’s the breakdown of how this works and why it’s a powerful strategy:Year 1: Your rate is 2.75%.

I normally will use hard money lenders when doing the brrrr method, but i am trying to explore all options to help with purchasing power.

@Daniel SehyYou’re asking the right questions—depreciation is absolutely one of the most powerful “silent levers” in syndications, and how you position it to LPs can really impact capital raising.

If you use the cash wisely and time the refinance correctly you can buy another home refinance on the ARV or 6 month mark and pay off or down the original cash and lower the rate back to normal.This is how to wisely use equity and leverage to maximize your buying power and keep monthly out going costs/debts as low as possible.

A few things to keep in mind: check zoning and permitting requirements early, factor in utility hookups and soil/septic feasibility, and always have a buffer for unexpected costs or delays.

We have picked up flips half done where the investor ran out of money due to unexpected issues, permit delays and carrying costs . . . and they swear they are done with real estate. 

When asked about their most unexpected problems, many renters didn't mention burst pipes or bad neighbors.

Many investors prefer to keep at least three to six months of expenses in reserve to cover unexpected costs such as repairs, vacancies, or market downturns.

In markets where rents and values don’t outpace inflation, lifelong financial independence is not achievable—the purchasing power of your rental income (and equity) continues to decline.If your goal is lifelong financial independence, Las Vegas stands as one of the best markets in the country.