However, I'm also very tempted to pay off my LTR and own it outright for the peace of mind, and that would in turn make most of the rent income net profits.On the other hand i read you're better off paying off your primary residence.

I was not going to but I noticed BP is now promoting RentRedi again on their recent podcasts so just want to share with others before people decide to switch. 

TLDR;By my findings, if you are a long term Airbnb host/Superhost, etc and had your bookings DROP OFF A CLIFF this summer, switch to "Flexible" cancellations and I bet your bookings will go back to "normal".So I have been hosting since 2018hundreds of reviews, still over a 4.9+ score.

Any perceived weakness in the rules is quickly exploited by people who are only here for self promotion.  

Been "off the forums" for a while, not for any particular reason other than I felt like i needed a bit of a break from for the routine.  

With your significant investment capital, focus on these "distressed" opportunities: incentives exceeding 10% of home value or $50,000+ in flex cash often signal desperation, as builders aim to clear lots for new projects without further losses.Key Builders Desperately Offloading Inventory at DiscountsBased on current listings and promotions (valid through late 2025, but act fast as they expire), here are top Orlando-area builders with the largest incentives on quick move-in homes.

The math does not support paying off a mortgage earley as @Theresa Harris explained.If you grandfather had bought a house in 1960 brand new for $15,000 would you have wanted him to pay that off faster or to take the extra money and buy some CocaCola shares for you?

I don't pay off rentals. 

We got in touch with someone who shared an idea of buying the portfolio through a joint venture, with refinances to pay the seller off.

In this example, I will assume the mortgage pay-off amount remains $300,000 for simplicity.After one year: $400,000 x (1 + 10%)^1 x 75% - $300,000 ≈ $30,000After two years: $400,000 x (1 + 10%)^2 x 75% - $300,000 ≈ $63,000After three years: $400,000 x (1 + 10%)^3 x 75% - $300,000 ≈ $99,300So, after three or four years a 75% cash-out refinance will yield the needed $100,000 down payment for your next property.