P&i would have increased if refinanced.  

But after renovations, they decide to keep it as a rental and move forward with a BRRRR strategy instead.What are the options for refinancing in this case?

Refinancing can free it—but it’s a move with timing and risk.Have you used refis to fund more acquisitions?

I am refinancing an owner occupied Detroit Triplex.

Scale only works if each asset meets the same bar.Model approachI built my own underwriting model, but many solid templates exist online now.Key focus areas• Purchase basis (true landed cost) vs comp set• Rehab scope and sensitivity• Rent comps and lease-up timing• OpEx realism (maintenance, turns, taxes, insurance, management)• Debt structure and stress tests• DSCR and breakeven occupancy• IRR, equity multiple, unlevered and levered yield• Market concentration vs diversification• Hold period assumptions• Refinancing and interest-rate exposure• Lease absorption• Downside stress tests (rent drops, tax increases, insurance shocks, rates, vacancy)How I use it• Every deal goes through base, downside, and worst-case underwriting.• Comps and cost assumptions get cross-checked across multiple sources.• I separate the “investor story” from “spreadsheet reality.”

One of my main ways of raising private money is doing free online educational workshops.

The fact that your lender is flexible is a huge advantage—you can work on seasoning the property, stabilizing rents, and then refinancing from a stronger position.Big picture: don’t beat yourself up for possibly overestimating ARV—lots of new investors do.

For many investors, the first step is strategic refinancing to free up capital while keeping equity in play.

We had reached a point in our portfolio size where spreadsheet tracking and then filing taxes became too heavy of a lift for everyone and the cost of doing our tax return was getting hefty as well.That said, has anyone had any success figuring out how to link property loans from bank online portal successfully into your Quickbooks?

Does anyone recommend a good online school for this?