Quote from @Jeff Hamann: Whole life insurance, in my experience and opinion, is not what it's often purported to be.

But if we finish the basement, launch it as an STR, and materially participate, then we could use a cost segregation study to offset our high W-2 incomes.Someone mentioned that you can’t cost-seg the whole property if only one-third of it is being used as an STR, but I’m not sure that’s accurate.

I use to save up for rental down payments using my high yield savings account, then I discovered the Rockefeller Method, using optimally structured & funded whole life insurance as leverage to build cash flowing assets.Teaching this method has become my passion; happy to share my lessons learned!

Quote from @Harvey McMurray: Working through an infill lot opportunity in Spartanburg SC with utilities at street, no HOA, and strong new-build comps in the $260k+ range.For those who work with builders or who wholesale land regularly, how do they typically evaluate:• Lot size• Utility availability• Comps• Dirt condition• Entry priceI shared the full situation in my Classifieds post per BP rules.Just trying to understand how builders in that area run their numbers.

we bought 5 acres of vacant land. Perc is complete. There is water utility. 

Water utility runs under right of way to access my property or at least right beside of the edge of it. right of way is apt 20' wide. Sho...

I understand it is a whole different game.

A whole house is much more work to get rid or the smoke odor.  

I have found that one A/C company will say oh you need a whole new unit, and then the second one will say all you need to do is replace XYZ.

Everything depends on so many variables that change on a somewhat regular basis - timing of the year, contractors, availability of good contractors (hopefully personally doing good & not increased costs), availability of inventory (good deals), financing, increased cost of materials/labor, etc. 

Yes... we do not change light bulbs, air filters, and other items.