Personally I am pretty conservative and like to finance up to no more than 55-60% LTV. 65-70% is not crazy, either, but I'd definitely start keeping reserves as you grow your portfolio.

So understanding your market and the types of lending programs works for your investment situation can make a big difference when it comes to growing your portfolio.

This means you are responsible for the drywall and everything else in your unit.If you were asked to purchase surface coverage in you are responsible for the paint, cabinets and all furnishings attached to the dwelling but not the drywall.

I’m in the early stages of my real estate journey and joined Bigger Pockets to connect with other investors, learn from people with more experience, and surround myself with individuals who are actively growing in this space.My background is in renovations, and I run Precise Home Renovations LLC, which has given me a strong understanding of construction, materials, budgeting, and project management.

Hey BiggerPockets community,
My name is Fernando, and I’m excited to finally jump into this space after following the platform for a bit and attending some webinars. I’ve been working on strengthening my financial fo...

Quote from @Chris Watson: Do you use AI for auto response messaging? 

Great community. now that my kids are out of the baby stage and I’ve settled down on growing the portfolio I can actually use my brain again! 

Looking forward to growing in experience in a smaller pond before jumping into a big one.

I also come from a background in digital media and video production, which helps me communicate clearly, present deals well, and build strong relationships.My company, Britecyde Solutions LLC, is built around community revitalization and responsible investing.

I'd love to connect and explore potential opportunities to collaborate financially, Looking forward to seeing how we can grow together!