My adult children have 9 properties now ~ they advise me to buy a few rentals to provide eventual income supplementation after I retire. ( Who wants to be the retiree wiping tables at McDonald's ?

Lately I’ve been paying close attention to the build‑to‑rent space because it seems to be gaining momentum everywhere.From what I’m seeing, a lot of people, millennials, Gen Z, even some retirees, love the idea of brand‑new, professionally managed homes without the commitment of ownership.

To smooth occupancy, some hosts target remote workers or retirees with reliable midweek demand, offer discounted 3–5 night stays, or market to traveling professionals on sites like Furnished Finder.

An on-site manager or host, especially a retiree couple in exchange for free rent, can dramatically reduce your management burden.

I am surrounded by five military bases with about 30k AD/Guard/Reserve personnel and 200k retirees/vets.  

If you have been a realtor or investor/retiree and have proven track of transactions I think partial deduction of a trip or seminar in order to secure a specific property is easier. 

Here’s where I’m at now:I’ve started contacting DSCR lenders to see if they’ll work with a 72-year-old borrower who has only Social Security income (~$1,200/month) but owns a debt-free rental producing $1,750/month on a $260K property.Early feedback is mixed: some say age/income makes it tough, others say the strength of the property could carry the deal.If anyone here has actually gone through a DSCR refi in a retiree parent’s name (with the kids managing the deal), I’d really like to hear how it played out.If that doesn’t pan out, I’ll be back to weighing the $1,400/year property tax hike against pulling out $175K in equity now to expand the portfolio.Thanks again to everyone who chimed in.

They’ll have a pulse on what buyers (and retirees) are asking for but can’t find.Compare Nearby Markets: Look at similar projects in Tulsa’s fringe areas or other rural towns.

So that withdrawal rate implies being able to spend 5% of the initial portfolios value and continue withdrawing to support the same real spending in perpetuity.The bugaboo of retirement spending is inflation, to the point where the high inflation years of the 70s and 80s made it harder for retirees to preserve their purchasing power than for those retirees who retired right before the Great Recession!

And many of these investors were extremely sophisticated and savvy hedge funds and pension funds, including hundreds of educated retirees and professors and mathematicians and people with long careers in finance.