Of course, houses like these are prime spots for human and drug trafficking, prostitution, sex parties, and so on. 

Armed robbery, burglary, sex crime convictions, narcotics, etc.

Au plaisir,Diana

He came in one day talking about spending his life's savings on furniture, renting a U-Haul to drive to Texas, and furnishing 12 apartments for arbitrage that he would manage from Nashville. 

Trying to get an umbrella policy to increase my liability coverage now that i'm close to closing on my property in Florida.I have a 21 year old au pair from Brazil who lives with me and drives my cars and is covered under my geico auto insurance. 

The best approach is to work with a screening provider that uses FCRA-certified human review in addition to database searches.A thorough report should include:Full credit report (from a major bureau, soft-pull if possible)Nationwide criminal and sex offender search (Multiple data providers not single)Eviction history Judgments and liens (No longer appear on credit reports)Optional tools such as income, employment, and ID verification to detect fraudWhen comparing services, ask how they verify mismatched data and whether they confirm records manually.

Quote from @Jay Hinrichs: Quote from @Jeff Tumbarello: Quote from @Laura Au: Hello All!

I have a certain ratio per100 headcount (not households, not age, not sex) I use when decidingto buy or build in a town.

So, we obtain a full credit report and review collections, chargeoffs, age of credit accounts, active accounts, etc. to build an overall credit evaluation.FICO ScorePct of PopulationDefault Probability800 or more13.00%1.00%750-79927.00%1.00%700-74918.00%4.40%650-69915.00%8.90%600-64912.00%15.80%550-5998.00%22.50%500-5495.00%28.40%Less than 4992.00%41.00%Source: Fair Isaac CompanyPublic RecordsWe also obtain data from national databases about evictions, convictions, and sex-offender histories.

@Alexander HunterHi AlexanderYes you are correct, even though the AU market is softening some, it is still quite expensive to get in and can be difficult to find good deals - not impossible though.I invest in the US market from Australia, must admit, as a few have said on this thread, the diversity of the US market is great, and affordability and cashflow is excellent.