Week of September 1, 2025Hey everyone,Last week’s jobs data came in soft—putting a rate cut squarely back on the table for the Fed’s September 17 meeting.

Week of September 8, 2025The labor market is cooling faster than expected, inflation stayed right on script, and housing still looks solid. Here’s what stood out!💼 Job Growth Revised Down by 911,000The Bureau of L...

Augustine choose Palatka for its lower cost of living.On top of that, Bass Pro Shops is preparing to break ground on a 5,000-acre resort in Putnam County, which is a strong indicator of future economic growth.I’ve wholesaled several homes in Palatka myself and have seen values steadily appreciating.

I personally cannot attest to the softness as Ive never laid on one but we have a lot of guest compliments on them.

The prices are soft, mostly due to owner desperation in my opinion.

Mortgage bonds are rallying in tandem, with UMBS 6s up 8 ticks, trading in the mid-102s, and 5.5s gaining traction as the new current coupon.Fed Funds futures now reflect a near-certainty of a rate cut at the November or December FOMC meetings, with some strategists even floating the possibility of a half-point cut if labor softness deepens.

Soft pull, no hard pull required for DSCR loans.660 credit score starts the good stuff, and only goes up from there. 

Medium-term rentals (MTR) can fill niches like temporary work assignments or transitions, but given the overall market softness and inventory growth in Greensboro, success with MTR requires careful targeting and competitive pricing.

And don’t underestimate the “soft” side — tenant placement, turnover, and maintenance — since those will make or break your cash flow.The fact that you’re asking these questions now puts you way ahead of the curve.

Areas like Oak Hill/Fayetteville tend to have great STR performance during peak outdoor months, but winter softness is real.