Have some real estate, own stocks/ETFs/mutual funds, own some gold etc.

But mortgage rates are notoriously difficult to forecast, because they are impacted by things like geopolitics, commodity prices, global trends, exchange rates, US politics, the stock market etc - all those factors into what buyers of mortgage-backed securities think (and feel)Frankly, rates are what they are.

I know it will be challenging to do all of this while a student, but I also believe that now is the best time to get started.I have about 10k saved up in cash, stocks, and crypto, and I also plan on getting a job serving or catering while I am at school.

There are new vetting tools through some rental app software, but as in all things there are loopholes that people can fake and put the owner/agent/PM in a bad spot if they simple take that stuff for face value.

We could pay off the house but have been holding onto a chunk of $ to see what (was hoping for some more stock volatility).

Real estate and stocks are very different; see below.StocksThe investment strategy with stocks (bonds, CDs, mutual funds, etc.) is to accumulate sufficient capital to enable monthly withdrawals that sustain your current standard of living throughout retirement.

I'm carrying a low interest mortgage into retirement and will keep a fairly high percent, for someone my age, in total stock market index funds in an effort to have true passive income and likely a reasonable return that ideally will offset inflation.  

I like single stocks and only Blue chip stocks I wanna have my whole portfolio owning between 3-6 stocks I've read books, and I will not be doing this blindly, making sure to check the charts almost daily, using the moving average to say sell if I need to because the stock is at an overpriced point and especially if its about to dip a significant amount so do that daily and be on the look out for that amungst my stocks, Ill also go on google and search "whats the financial standing of said business" if the news is good and thiers no issues with the company and the moving average doesn't arise concern ill not sell or cut losses I just hate how slow the index funds are, is this smart I feel like ill do better if this is my plan, but also looking for insight let me know again ill be monitoring the stocks I own like a hawk.Stocks BRK-B 33.5%Nvidia 33.5%Dollorama 33.5%-----------------------------------stocks Id buy if the price isn't crashing currently.Google/YouTubeApple AmazonNetflixAmerican expressVisa current networth 45k 

FHA (2-4 Units): With your $100K down and $400K–$500K purchase range, you’re in a solid spot. 

I moved here from Portland, OR in 2020 and now own 10+ rentals—many of them BRRRRs—and the key to moving fast is having a solid team and understanding the local housing stock.