And as corporate layoffs in October were at their highest for the month in 22 years, we have some rough waters ahead in terms of consumer discretionary spending.

You can drop PMI without a refi- although you'll likely pay a slighly higher rate, you'll be ahead of the game by not having to throw $8K at a refi in three years. 

Problem with that is most people don't think ahead and plan.   

That trend, along with ongoing shortages of available housing supply, will support 4% growth in home prices next year, he predicts.The optimistic forecast follows three straight years of the lowest volume of home sales since 1995, after affordability concerns pushed many prospective homebuyers to the sidelines.https://www.realtor.com/news/trends/2026-housing-market-fore...

I'd go ahead and issue a 3-day notice to pay or quit.

My plan was to go ahead and list it now and just note in the remarks that the windows are being replaced.However, one of my investor buddies thinks I should wait until the renovation is 100% complete before listing so that the property shows perfectly.

You’re right that straight-line depreciation would be prorated for the portion of the year it’s in service.

When the property is sold, the depreciation recapture rules will apply, reducing your tax basis and potentially increasing your taxable gain.This sounds like it is straight out of chat gpt and does not answer my question. 🤣  Completely agree

Should I go ahead and list them now even though I would not be able to sign a lease until I close on them?

I saw an interesting post asking new investors what they fear most about buying real estate. It was a variety of things depending on the person, like do I have enough cash, how do I lease it out, I'm looking for prope...