@Michael Plaks Honored by the favorable mention!

they typically get access to the best inventory, the best contractors, etc.the hardest part is going to be sourcing the right kind of property that is distressed enough but not too distressed. and, contrary to the hype, flipping takes capital - no one is going to loan you 100% of purchase, rehab, closing costs, holding costs, etc.are you able to devote some time to networking, getting access to inventory, going to visit properties in person, calling lenders, and calling contractors and trying to get a sense of their availability?  

I know wholesalers can be a great source of off-market opportunities, but I’m not sure what the best way is to find the good ones in my local market. 

as most good lenders, I give me best offer the first time I am asked, and I train by LO's to do the same.

I’m currently trying to look into who has the best rates for a he loan and I want to try to do a 90% ltv on my personal property.

Yes, very oversaturated.

I'm just getting started, learning how I can secure a small multi family here in Salt Lake County, and this kind of conversation is very valuable. 

The best one is the one you use.

Live in house hacking on a multifamily is always going to be the best way to start.

Not asking for specifics, but generally speaking —Which regions or types of neighborhoods are you seeing the best spreads for flips or rentals?