.: Subject To is definitely NOT a “No Money Down” technique”, Here’s why . . .The obvious question is: "How Do I Keep Finding These Smokin' Deals"It costs money to locate a willing seller.

I'm 24 years old since I was 16 I've always wanted to become a real estate investor but I have not yet started due to I just don't know where and how to start not just that I feel like I lack some knowledge            My 'Why':After years of working in the restaurant industry I realized that I need a path where the room of growth is limitlessso I started googling & watching videos about investing   I got inspired and became obsessed with the idea of building massive growth through real estate investing                  But I have been feeling stuck due to I don't know how should I go by when it comes to take my first baby step  I strongly believe that I need guidance in this path   So looking for a mentor to guide me through this journey that I've always wanted to get into  I have not succeeded to find one or at least that's what I think    I'm open for constructive criticism.  

@Arby GharibianHi Arby, What your lender is referring to is the coinsurance clause that’s standard on most commercial property policies, especially once you get into multifamily (5+ units).

They can say "No".Subject To is when you start making the payment for the seller.

Happy to!

talk someone into selling sub to by paying over retail putting next to nothing down.. then renting the home and ripping the rents never paying on the mortgage so in states like NY NJ PA were foreclosures take years they make all that cash flow while the seller suffers and loses their credit etc.Selling sub to is absolutly the WORSE move a seller can make if its just a straight sub to.

@Craig Cannhi Craig - this type of question gets asked a lot. in my opinion, i don't think new investors should worry so much about the "data," and trying to math their way to a market. instead, picking a market that is close by, or that they have family in, or that they went to college in or have strong ties to, is better. 

Guess which one they will pay attention to.

Something I am looking forward to is the continued double digit appreciation of Detroits real-estate market.

What things to I need to do or look for before closing to ensure I am not buying an awful property or getting myself in trouble.