There's the typical Roth IRA or Traditional IRA (post-tax vs pre-tax contributions).

If somebody owns real estate inside of a Roth IRA/401k once they turn 59.5 they can distribute the property to themself completely TAX FREE. i.e. 

That said you may consider a Solo 401k to contribute 10x more than an IRA annually if there's self employment robust enough and no employees. $50k might be enough to do some PMLs but probably not for the IRA/401k to actually own real estate.

Quote from @Charnise Cooley: I have a self-direct IRA that owns a LLC.  

Você poderia indicar algumas opções que encontrou?

@Megan McclungNon-recourse lendersA Solo 401k is better than an IRA for investing in real estate with leverage since the 401k is exempt from UBIT on leveraged real estate unlike an SDIRA.

That’s a big hit before you even invest in real estate.If you really want to move retirement funds into real estate, look into a self-directed IRA or solo 401(k) instead.

I have a Roth IRA with a 200k+ balance as collateral.I am in search of a lender who would refinance my student loan balance to a lower interest rate.

I have a Roth IRA with 200k+ in it also. 

Once they earn income open Roth IRAs for tax-free growth.