But simplicity doesn’t always mean safety.Here’s the reality check: when that “one tenant” moves out, you become the one paying for everything.While occupied, tenants often cover utilities, yard care, and sometimes minor maintenance.

We bought this property with tenant and PM team in place and decided to run with all of it.I don’t actually remember the manager ever sending me an agreement.

Quote from @Andrew Born: Unless the property was completely destroyed, you won’t receive the full coverage limit.

People with 680+ credit scores typically don't destroy your buildings and I have never had a eviction or even a late payment notice needed.

That TARGET motivated sellers , and that have motivated sellers do all the work finding you and contacting you, not the other way around.I can see you are set in your ways, but I will propose this.If you don't step up,  your competitor will and they WILL destroy you.

True DCR should include all the recurring and predictable expenses you’ll actually pay to keep tenants happy, properties safe, and the city off your back.Here are a few commonly missed or underestimated expensesthat destroy real DCR: 🐜 Termite Bonds & Pest Control: Annual termite protection and monthly pest control are non-negotiable in many climates, especially in the Southeast. ❄️ HVAC Maintenance Contracts: Annual tune-ups and semiannual filter replacements aren’t optional if you want your system to last.

These can really destroy you returns.  

Handling this in a neighborly fashion before the tree destroys your rental (or worse, injures or kills your tenant), is cleary the better option here.

Will you find that issue before it destroys something?

Thankfully it only took about a month, but they could have destroyed the house in the process.