There could be an underlying problem with your methods of analysis and estimation or a lack of emotional discipline that got you into the mess to begin with.

Rarely do they go under $75k but there are a few that go to $50k but none go to $30k as they will lose money on each loan. 

I was laid off work last week, and feel like this is my time to go all in on working for myself, working in Real Estate, getting more properties and ultimately achieving Financial Freedom.I'm looking for inspiration, stories of people who grinded, pushed, doubted, tried, failed, and keep trying. 

That can't go on forever.

This doesn't mean you can't continue negotiations and make a new offer but it tells the seller you will not accept his or her games. 2) If the price is so good that the deal has great reward for the potential risk, move forward.

I've owned all for four years or longer, vacant land to hold on or there is a spot that I see developing into storage units in a nearby town that is growing, also there is a property not listed but they are wanting to sell it the house needs a lot of work but asking well under the value even after the estimated repair cost

These additional coverages are the difference in the premium.Here is a more compete comparison of the 2 different policies.Feature / CoverageBuilder’s Risk PolicyVacant Building PolicyPurposeCovers property while under construction, renovation, or repair.Covers an existing building that is unoccupied or vacant.Construction Materials & Supplies✅ Covers building materials, fixtures, equipment, and supplies on-site (and sometimes in transit or temporarily off-site).❌ Usually does NOT cover building materials or supplies being installed or used.Soft Costs (optional)✅ Can cover financial losses such as interest, permits, architect/engineer fees, advertising, and legal expenses due to delays from a covered loss.❌ Not available — not designed for construction-related delays.Increased Cost of Construction✅ May cover additional costs if building codes change during the project.❌ Generally excluded.Scaffolding, Fences, Temporary Structures✅ Often included.❌ Usually excluded.Debris Removal after a Loss✅ Typically included to clean up construction debris from a covered loss.🚫 May have minimal or no coverage.Testing of Systems✅ Some policies include damage caused during testing (like HVAC or plumbing systems).❌ Not applicable.In-Transit Coverage✅ Can extend to materials while being transported to the site.❌ Does not apply.Installation Coverage✅ Covers materials as they are being installed into the building.❌ Not covered.

As we have gotten to know said tenant, we have come to realize she must have a history of violence since she is current;y undergoing 2x weekly sessions of anger management.  

Depends also how old grandpa is and if he was going to leave the properties to you, as there could be options like master lease to you or other strategies that could impact your cost basis  (and his) for tax purposes. 

Main risk is rehab going over or low appraisal so make sure you do the current due diligence. 1 is not a bad thing but a slower way to go.